A Complete and Customized Solution

Reclaim Financial Services’ innovative Re-Presented Check Entry (RCK) services enable you to recover on NSF checks electronically via the Automated Clearing House (ACH). You can reduce bad debt and save operating time and money. With Reclaims’ RCK services, you can speed up NSF recovery and enjoy recovery rates of up to 75 percent.

Faster, Higher Collection Rate

Reclaim Financial Services electronically re-presents NSF checks twice, giving you up to three opportunities to recover your funds, including the original presentment of the item. We also time the re-presentments to coincide with likely consumer deposits, such as paydays, thereby increasing the likelihood of successful recovery. Also, electronic checks are processed ahead of paper checks, enabling us to get our funds before other merchants depositing paper checks.  With this combination of strategic timing and faster processing, current clients are experiencing an increase in recovery rates.

Improved Customer Goodwill

Because Re-Presented Check Entry is a less-intrusive way to recover NSF items; customer embarrassment over bounced checks is minimized.  In addition, with faster check recovery, it re-establishes the consumer as a customer, allowing purchasing to resume.  Lastly, the consumer is not inconvenienced or embarrassed by having to write a replacement check.

Eliminate Bank NSF Return Fees from Your Bank

With Reclaim Financial Services re-presenting your checks, your bank will now be out of the loop, and unable to charge any additional fees for continued NSF return.  Typically banks will charge merchants anywhere from $5-10 per returned item.

Getting Started is Easy

Implementing Re-Presented Check Entry is fast and simple, and its effectiveness is evident almost immediately.  Simply give us a call and we will come out to your business to get you started today!